🔗Payout links

Low-code solution to accept payouts

Introducing Payout Links - Make sending out money to beneficiaries, simple and easy. Improve customer / vendor / partner's experience by making instant payouts in their preferred mode of transaction with preferred processor.

Use cases for Payout links

• Corporates - Pay marketing affiliates and reimburse employees.

• BFSI (Banking, Financial Services, and Insurance) - Settling insurance claims and paying DSA (Direct Selling Agents) incentives.

• Healthcare - Pay field agents, handle reimbursements, and issue refunds.

• Travel and Hospitality - Pay commissions to vendors, handle reimbursements and do refunds.

• Rental Business - Process Security Deposit Refunds for all rental business like car, housing, furniture and appliances.

• Online gaming - Distribute prize money to players.

• NGOs & Political Organisations - Reimburse field agents and volunteers.

How to configure Payout links through PaySwitcher API?

Prerequisites

• Create a PaySwitcher account via the dashboard and create a profile

• Add a payout processor to your account

Using Payout links

Note: Domain name might vary based on the testing and production environment.

1. Update business profile with a default payout_link_config by passing the below object in the request body

"payout_link_config": {
  // Custom theme color for your payout link.
  // Can be any html color hex code. Optional.
  "theme": "#143F1E",

  // Custom logo for your company.
  // Can be any hosted image URL. Optional.
  "logo": "https://payswitcher.com/favicon.ico",

  // Name of your company. Optional.
  "merchant_name": "Shoekraft"
}

2. Create a payout link by using the create payouts endpoint

- Set "payout_link" = "true" to create a payout link with default payout_link_config set in business profile update mentioned in Step 1

- You can also pass the "session_expiry" field in seconds to indicate the expiry of the payout link. By default it is 900 seconds (15 minutes)

curl --location 'https://sandbox.payswitcher.com/payouts/create' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: YOUR_API_KEY' \
--data '{
    "amount": 100,
    "currency": "EUR",
    "customer_id": "cus_123",
    "name": "John Doe",
    "phone": "999999999",
    "email": "[e-mail]",
    "phone_country_code": "+65",
    "description": "Its my first payout request",
    "billing": {
        "address": {
            "line1": "1467",
            "line2": "Harrison Street",
            "line3": "Harrison Street",
            "city": "San Fransico",
            "state": "CA",
            "zip": "94122",
            "country": "US",
            "first_name": "John",
            "last_name": "Doe"
        },
        "phone": {
            "number": "9000000001",
            "country_code": "+91"
        }
    },
    "payout_link" : true,
    "confirm": false,
    "session_expiry":2592000
}'

3. Customizing a payout link during creation:

You can also customize a specific payout link by including the payout_link_config object while creating a link during payouts/create call as well. The UI is customizable during link creation. However, domain_name cannot be customized and is always read from a business profile's config.

curl --location 'https://sandbox.payswitcher.com/payouts/create' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: YOUR_API_KEY' \
--data '{
    "amount": 1130,
    "currency": "USD",
    "confirm": false,
    "customer_id": "cus_123",
    "return_url": "https://payswitcher.com",
    "description": "For selling Tshirt",
    "payout_link": true,
    "billing": {
        "address": {
            "line1": "1467",
            "line2": "Harrison Street",
            "line3": "Harrison Street",
            "city": "San Fransico",
            "state": "CA",
            "zip": "94122",
            "country": "US",
            "first_name": "John",
            "last_name": "Doe"
        },
        "phone": {
            "number": "9000000001",
            "country_code": "+91"
        }
    },
    "session_expiry": 2592000,
    "payout_link_config": {
        "merchant_logo": "https://i.imgur.com/N18JAS2.jpg",
        "color_scheme": {
            "background_primary_color": "#36D399",
            "sdk_theme": "#36D399"
        }
    }
}'

FAQ

Can I create a payout link pointing to my custom domain?

Yes. Your custom domain can be included in the default payout_link_config object as part of the business profile update.

This involves adding CNAME records and TLS certificates which ends up being a slightly complex process. Please reach out to our Support to test this feature out with your custom domain.

What are the benefits of using a Payout link?

Payout links simplify the process of sending money, eliminating the operational complexities of bank transfers or payouts. With just a few clicks, you can create a payout link. Once generated, we notify the recipient, who can redeem the money at their convenience.

How long is the Payout link valid for?

The payout link is valid for 15 minutes by default. However you can increase the validity to upto 3 months (7890000) by passing the time in seconds in session_expiry in the create payout link call.

How can I send Payout links via Emails?

PaySwitcher supports generation of the payout link. We are not integrated with any email servers. You'll need to have a mail server integration at your end and ingest the payout links to the emails being sent.